SIREG Insurance Replacement
Individual Condo Unit Insurance Through MAX
If you're a condo owner affected by the SIREG situation and need to arrange your own insurance, MAX offers a quick and straightforward option to help protect your property while you work toward a longer-term solution.
Feel free to reach out if you have any questions!
Why consider MAX?
Quick online application
Get a quote and arrange coverage immediately.
Flexible Cancellation
No separate cancellation penalty. Unused premium is generally refunded on a pro-rata basis.
Customizable Coverage
Choose from available coverage options and limits to suit your property.
Ultra Convenient
Apply online without the usual back-and-forth paperwork.
Get your MAX insurance quote now
Important Eligibility Info
Before applying, please be aware:
Your unit must meet MAX's rental occupancy requirements, including having a tenant within 30 days of the policy's start date.
Known existing damage and outstanding claims must be disclosed.
Tenants must be related as per MAX policy.
✅ Tips for Completing the Application
Where do you live?
For this application, enter the address of the condo unit you're insuring.
Deductible Loss Assessment
This generally refers to belongings you own inside the unit, such as appliances, furniture or other landlord-owned contents. Choose a limit appropriate for what you own.
Personal Property Coverage
This coverage helps protect you if your condominium corporation charges an eligible portion of its master insurance deductible back to you.
For comparison, the previous SIREG-arranged unit-owner insurance for my condo listed $50,000 in deductible loss assessment coverage.
To find your condo corporation's master insurance deductibles, search your email for your Periodic Information Certificate (PIC).
Remember that the master policy deductible and the amount that can legally be charged to an individual owner are not necessarily the same.
Is MAX a long-term solution?
It certainly can be, but it may also be a useful temporary option while you regain control of your unit and gather the information needed to shop for more competitive coverage.
Once you have full property details, I encourage you to compare your options with your existing home and auto broker. If you don't have a broker, I'd be happy to help!
MAX offers flexible cancellation, with no separate cancellation penalties. However, this program is intended for owners who expect to maintain their coverage for at least a few months.
If you're simply looking for insurance for a week or two while arranging another policy, I'd encourage you to explore those alternatives first.
If you're looking for coverage while you work through the SIREG situation and establish a longer-term plan for your property, MAX may be a great fit.
A note about short-term coverage:
Need help?
If you have questions or need help completing the application, feel free to reach out.